Bandhan Financial institution This autumn enterprise replace: Advances rise to Rs 1.54 lakh crore, deposits up 10%
Complete deposits got here in at Rs 1.66 lakh crore, up 10% from a 12 months in the past and 6.1% greater on a quarter-on-quarter foundation. CASA deposits rose 2.8% year-on-year to Rs 48,751 crore, with the CASA ratio at 29.31% on the finish of the quarter.
Retail time period deposits noticed sturdy progress, rising 30.1% year-on-year to Rs 73,796 crore. General retail deposits, together with CASA, rose 17.7% to Rs 1.22 lakh crore. Bulk deposits declined 6.9% year-on-year to Rs 43,797 crore. In the meantime, the share of retail deposits in complete deposits improved to 73.67% from 68.88% in the identical interval final 12 months.
The financial institution reported a liquidity protection ratio of about 131.76% as of March 31, 2026. Assortment effectivity remained strong, with pan-bank effectivity, excluding NPAs, at 98.9% for March 2026, in comparison with 98.1% in December 2025.
Banking shares have come below sharp strain over the previous three months, with most lenders underperforming the benchmark Nifty 50 amid a difficult macro backdrop marked by sustained international institutional investor (FII) outflows, escalating geopolitical tensions, and a surge in vitality costs. Bandhan Financial institution is down 18% within the final 1 month.
The underperformance comes amid persistent FII promoting, which has disproportionately impacted financials as a consequence of their heavy weightage in benchmark indices. On the similar time, the escalation of the Iran-Israel battle has triggered a spike in crude oil costs, elevating considerations over inflation and delaying expectations of rate of interest cuts by international central banks.
The lender has additionally been within the headlines after The Financial Instances reported that Bandhan Monetary Providers is exploring exit choices for its long-term buyers, together with GIC Ventures and Worldwide Finance Company.Additionally learn: HDFC Financial institution This autumn enterprise replace: Lender experiences 15% YoY progress in deposits, advances bounce 12%
The report mentioned the corporate has appointed Jefferies to evaluate investor curiosity, notably from personal fairness funds. The transfer can be consistent with regulatory necessities that mandate Bandhan Monetary to cut back the promoter’s stake within the financial institution to 26% by 2030.
(Disclaimer: Suggestions, recommendations, views and opinions given by the consultants are their very own. These don’t signify the views of The Financial Instances)
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