One MobiKwik Techniques This autumn Outcomes: Co swings to black with Rs 4 crore revenue vs Rs 56 crore loss YoY
The corporate’s income from operations got here in at Rs 289 crore, a soar of 8% from Rs 268 crore in the identical quarter final yr, the corporate mentioned in a regulatory submitting at the moment.
EBITDA for the March quarter stood at Rs 10 crore, in contrast with an EBITDA lack of Rs 56.5 crore within the year-ago interval.
EBITDA margin improved to three.5% from adverse 21% a yr earlier.
The administration mentioned the quarterly outcomes capped a transformational yr pushed by structural margin growth in each Funds and Monetary Companies, together with a deliberate shift in direction of higher-quality lending.
Whole earnings for This autumn stood at Rs 296 crore, up 6% YoY, whereas full-year FY26 whole earnings got here in at Rs 1,154.2 crore.
Contribution revenue greater than doubled, rising 112% YoY to Rs 135.1 crore within the March quarter. For the complete monetary yr, contribution revenue stood at Rs 437.4 crore, marking a 21% improve over FY25.The corporate additionally mentioned fastened prices as a proportion of whole earnings remained broadly steady at 40% in Q4FY26, in contrast with 39% within the corresponding quarter final yr, regardless of continued investments and value allocation in direction of constructing new companies.
As for segmental income, the corporate mentioned its core funds enterprise continued to ship robust development, supported by rising UPI adoption and bettering unit economics. It remained the primary PPI pockets participant in India and ranked because the second fastest-growing third-party software supplier (TPAP) within the nation’s UPI ecosystem, with UPI transactions rising 170% YoY in This autumn in contrast with the {industry} common development of 26%. The corporate additionally ranked because the sixth-largest buyer working unit within the BBPS ecosystem.
Funds GMV touched a file excessive for the thirteenth consecutive quarter, rising 58% YoY and 9% sequentially to Rs 52,400 crore in Q4FY26. For the complete monetary yr, GMV stood at Rs 1,82,100 crore, up 57% YoY, representing a 4.8x improve from FY24 ranges in simply two years. The corporate additionally reported an industry-leading web funds margin of 16 foundation factors, pushed by monetisation past UPI.
Within the monetary companies phase, the corporate mentioned the enterprise continued its restoration on the again of higher credit score high quality and stronger assortment effectivity. ZIP EMI GMV grew 59% YoY to Rs 837.7 crore throughout the quarter, with 75% of disbursals beneath the FLDG mannequin and the remaining 25% by the distribution mannequin.
Monetary companies income rose 37% YoY and 18% quarter-on-quarter (QoQ) to Rs 77.1 crore in Q4FY26, whereas full-year FY26 income from the phase stood at Rs 261.9 crore. Gross revenue from monetary companies surged 1,775% YoY and 21% sequentially to Rs 45.1 crore within the March quarter. For the complete yr, monetary companies gross revenue got here in at Rs 115.7 crore.
Following the This autumn outcomes, MobiKwik shares declined 4% to their day’s low of Rs 218.30 on the BSE
