‘Took Rs 1.24 cr training mortgage’: F-1 visa denied after Indian pupil reveals household revenue to visa officer
An Indian pupil shared the expertise of an F-1 visa denial on the Delhi consulate, at a time when visa officers have develop into extraordinarily stringent of their approvals. The scholar, a graduate of 2025, needs to pursue an MS in Pc Science at Columbia College. The interview lasted for under 2-3 minutes and was denied underneath 214(b) which suggests the applicant didn’t sufficiently display to the consular officer that they qualify for the nonimmigrant visa class they utilized for.The scholar revealed the interview questions and solutions and in addition the pink flags that may have resulted within the denial.Q. Why Columbia College?Reply: Columbia has an up to date curriculum and a mix of programs throughout totally different domains.Q. Who’s sponsoring you?The applicant revealed a pupil mortgage from an Indian financial institution of Rs 1.25 crore with mother and father’ help.Q. What’s your mother and father’ revenue?Reply: Rs 12LPA.The applicant was additionally requested about returning to India after the completion of the course. The reply was ‘sure’ and but the applying was denied.As the scholar shared the expertise on Redditsocial media customers identified that the interview solutions have been largely unimpressive and the monetary burden stood out as a pink flag.Redditors identified {that a} pupil mortgage of Rs 1.24 crore is a big burden and the parental revenue as claimed fell quick in comparison with that. Others identified that the reply about Columbia was additionally rehearsed and unimpressive.Because the applicant sought solutions for a reattempt at a visa, citing further monetary assets, together with mother and father’ financial savings of Rs 98 lakh and a Rs 62 lakh Rajasthan authorities scholarship that has not but been awarded, social media customers stated that the visa officer, in actual fact, saved the scholar’s life. The scholar defined that with out the scholarship, it will not be potential in any respect nevertheless it was not talked about on the shape because the scholarship just isn’t introduced but“Your visa was denied as a result of an annual parental revenue of ₹12 LPA is totally insufficient to again a large ₹1.25 Crore mortgage, signalling to the officer that you’ve zero monetary cushion and will probably be compelled to work illegally within the US to outlive. To repair this, you should safe that ₹62 lakh scholarship and request an up to date I-20 from Columbia reflecting the brand new decrease value, as a brand new I-20 is totally necessary each time your funding construction adjustments. Mixed along with your mother and father’ ₹98 lakh internet price, this scholarship brings the remaining mortgage quantity all the way down to a sensible stage that your loved ones can truly help, permitting you to simply go your subsequent interview by demonstrating strong monetary stability. There was no probability it was getting authorized,” one wrote.One other stated that the visa officer noticed by means of the lie that the applicant would return to India with a mortgage quantity exceeding the web price of the mother and father.
